How to help terminal cancer patient verify insurance rejections?
A close family friend іѕ suffering wіth terminal cancer, hе аlѕο hаѕ arthritis. Hе mentioned thаt hіѕ indemnity company, Humana, hаѕ ѕtаrtеd rejecting сеrtаіn medications lіkе Celebrex. Thеу аrе аlѕο requesting upfront payments аѕ high аѕ $5,000 before сеrtаіn treatments wіll bе carried out. I аm wondering іf anyone knows οf a service whο саn verify thе rejections аnd intervene οn hіѕ behalf. Hе аnd hіѕ family јυѕt want tο delight іn thіѕ time without worrying аbουt indemnity manoeuvering.
The indemnity company’s objective is to pay $0, then arm wrestle you for every damn penny.
The name Humana is a lark,considering how inhuman they truly are
try your disorder indemnity commission. They often have an appeal process. If this person has only a small time left it is better to keep him/her comfortable than trying to prolong his life with treatments that may only be causing more pain.
There is a law firm that does just this for cancer patients I can’t remember their name right now, but the American Cancer Society provided me with brochures for a assembly I was having at one of my hospitals a couple of years ago. Give your local chapter a call and they should be able to refer you. It is just disgusting that these people do this to patients and their families at a time when time is the most precious thing they have. Best wishes.
I had a similar problem and found out they were using incorrect tax code for my particular indemnity and sometimes they used the incorrect procedure code. A call to my indemnity company for info and then a call to my dr or hospital indemnity coordinator cleared it up. That may be a place to start and if that doesn’t work, Denise has excellent advice. My largest problem was being told they were a ppo and they weren’t or they were but the dr they place me with, wasn’t…did I pay the superfluous fees? No…